Home Buying 101: What “Cash to Close” Really Means

In our Home Buying 101 series, we’re breaking down the ten most important things you need to know before you buy a home. Today we’re talking about #3: Cash to Close — a term that sounds simple but oft... ...more

Mortgage

June 10, 2025•2 min read

What’s an Appraisal and Why It Matters When Buying a Home

When you’re buying a home, one thing that can surprise first-time buyers is this: you’re not the only one who needs to get approved — the home has to qualify too. ...more

Mortgage

June 10, 2025•3 min read

What Is “Cash to Close”?

Buying a home is exciting—but if you've ever felt like lenders and agents are speaking a foreign language, you're not alone. One term that often confuses buyers is cash to close. It’s a key part of yo... ...more

Mortgage

May 01, 2025•2 min read

Pre-Qualification vs. Pre-Approval

When you’re shopping for a home, the process can feel overwhelming—especially when the terms used by lenders and real estate agents sound similar but have very different meanings. One of the biggest s... ...more

Mortgage

May 01, 2025•2 min read

What Really Happens to Housing During a Recession?

The word "recession" is creeping back into conversations—and for many people, it brings up a familiar fear: Will the housing market crash? If you're worried about buying a home during a recession, yo... ...more

Mortgage

April 23, 2025•2 min read

Should You Pay Off Debt or Save Money?

When you're preparing to buy a home, one of the most common questions is: Should I focus on paying off my debt, or should I save money instead? This is such a great question—and the honest answer is:... ...more

Mortgage

April 04, 2025•2 min read

How do I fix my credit?

Your credit score plays a huge role in qualifying for a mortgage, determining your interest rate, and even impacting your ability to rent a home or get a car loan. If your score isn’t where you want i... ...more

Mortgage

March 10, 2025•2 min read

When Will Mortgage Rates Come Down?

As of early March 2025, the average 30-year fixed mortgage rate has decreased to approximately 6.55%, marking a decline from the higher rates observed earlier in the year. ...more

Mortgage

March 10, 2025•2 min read

Are Mortgage Rates Expected to Go Down in 2025?

This blog explores the current state of mortgage rates in 2025 and provides insights into whether they are expected to go down. With mortgage rates hovering around 7%, the blog explains what factors i... ...more

Mortgage

February 06, 2025•2 min read