Buying a home is exciting—but if you've ever felt like lenders and agents are speaking a foreign language, you're not alone. One term that often confuses buyers is cash to close. It’s a key part of your financial planning, and understanding it early will help you avoid surprises at the closing table.
When you’re shopping for a home, the process can feel overwhelming—especially when the terms used by lenders and real estate agents sound similar but have very different meanings. One of the biggest sources of confusion? The difference between pre-qualification and pre-approval.
The word "recession" is creeping back into conversations—and for many people, it brings up a familiar fear: Will the housing market crash? If you're worried about buying a home during a recession, you're not alone. But here’s the truth: understanding what actually happens to housing in a recession can help you make a smarter decision—not a fear-based one.
When you're preparing to buy a home, one of the most common questions is: Should I focus on paying off my debt, or should I save money instead? This is such a great question—and the honest answer is: It depends. But don’t worry, we’re going to break it down so you can make the right decision based on your goals.
